Welcome to DEL & Associates
Enjoy a worry-free retirement.
Your local Lake County agency licensed since 1999
Reduce Your Financial Risk In Retirement
Watch Our Video To Learn More
Our Financial Services
What we do for clients at DEL & ASSOCIATES
Retirement Income
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike.
Let us get to work on a plan for you.
Asset Protection
Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.
We specialize in helping retirees protect their retirement assets while continuing to move forward.
Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – tax-free and guaranteed!
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.
Long-Term Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.
Qualified Plan Rollovers
Changing jobs and retiring are two transition times in our lives that can be stressful. Fortunately, we work with people every day who are in the same situation and looking to take control of an employer-sponsored plan or just need help transferring the money to another employer plan. We make a seemingly daunting task easy and are happy to help you with your qualified plan questions and needs.
Here are four things you can do with the money in your employer sponsored retirement plan:
Leave the money where it is
Take the cash (and pay taxes, plus a 10% tax penalty if you are younger than age 59 ½)
Transfer the money to another employer-sponsored plan (if the plan allows)
Roll the money over to a self-directed IRA
Let us help you determine if a rollover is the right move for you!
About Us
Duane Lewis
President
Who am I, Duane Lewis? I graduated high school in 1979 and went straight into the Marine Corps, serving until 1983. From there, I attended Spring Arbor University (SPU) and earned a degree in Criminal Law in 1986, working in the field of criminal law from 1984 to 1988 before becoming self-employed.
In 1999, after moving back to Michigan, I became an insurance agent, starting out with Western Southern Financial Company. They sent me to a ten-day index annuity school, and in 2003 I completed a ten-day Medicare school as well. Since 1999, I've kept up with my required continuing education credits in life insurance, financial and insurance planning, Medicare planning, and long-term care planning nearly every year.
I've been a church-going person since I was twelve years old, and I consider myself a conservative person at heart. Outside of work, I enjoy most sports, but golf and college football and basketball — especially the Michigan Wolverines — are my favorites. I try to stay active by working out and riding my bicycle.
